List of Assumable Loans in San Francisco

May 9, 2024

Hi there! You’ve read the NY Times article about assumable mortgages or something similar. You’ve read that they were last popular so long ago that most real estate agents don’t even know about them. And that there are vast pools of assumable loans out there, and that maybe you can make your next home more […]

How Much is that Mello-Roos? A Comprehensive Guide on Mello-Roos in San Francisco Real Estate

November 30, 2023

If you are considering buying a home in San Francisco, budgeting for your monthly housing payment will include budgeting for property taxes. The primary determinant of your tax bill will be the purchase price of your property, which is taxed at about a rate of .0118%/year. A substantial addition to these bills for some homes […]

When an Escrow is an Impound Account

July 12, 2023

Escrow or Impound? Some loan scenarios require the buyer to have an impound account with their mortgage. These impound accounts are often also referred to as escrows or escrow accounts, but these escrows aren’t those escrows. For other loans, an impound/escrow account is an option. What is an impound account and should you get one? […]

Can I AirBnB my SF Condo?

July 10, 2023

We are often asked by buyers considering a condo, TIC, or stock cooperative purchase if they will be able to use their new home as a short-term rental. The answer is almost always: No, no you may not.    Short Term Rentals in SF Condos, TICs, Stock Cooperatives The use of your home in a […]

Real Estate Racism in California, Proposition 14, Housing Discrimination, and an Apology from CAR

February 2, 2023

San Francisco homes for sale in 2023 have a story that goes with them, from the home to the neighborhood to the people that developed and built it to all of its past owners. Some of those stories are recently written, like the newly developed Mission Bay neighborhood. Other neighborhoods, like St. Francis Wood or […]

Meet The Bristol – An Update on Yerba Buena Island Homes

November 28, 2022

Last week, I had a chance to tour The Bristol on Yerba Buena Island. The 124 residences of The Bristol offer panoramic views of Clipper Cove and the eastern span of the Bay Bridge, with a landscaped open-air courtyard that provides an escape from the energy of the city. Featuring thoughtful design by Hart Howerton […]

Our Private Yerba Buena Island Tour November 2022

November 17, 2022

I had a private tour of the construction progress at Yerba Buena Island, as well as a preview of the towers to come that recently began construction on Treasure Island. I am happy to report things are happening over on Treasure Island and Yerba Buena Island, and they are happening quickly. For example, Treasure Island’s […]

Interior Bedrooms in Your San Francisco Home – The Pros and Cons

October 6, 2022

Meet the Interior Bedroom It’s pretty well known that real estate professionals; developers, builders, and agents can be optimistic and exuberant when marketing their properties. A layout I’d never seen in two decades debuted around 2015 at The Rockwell, a condo building in Lower Pacific Heights. Residence 901 was the first two-bedroom layout I’d seen […]

San Francisco Homes and Security Gates – Safety or Art?

September 23, 2022

… in this case, sometimes both things can be true! In the Bay Area, gates and barriers protecting the entrances to our homes and condominiums are necessary and sometimes frustrating parts of daily life. Keeping doorways and entrance areas safe for public egress, and making sure Amazon and other packages have a safe place to […]

Bigler Avenue, the Clarendon Heights Avenue That Isn’t

September 20, 2022

The homes on Belgrave Avenue in Cole Valley did not exist until developed as part of the Clarendon Heights neighborhood on the northern slope of Twin Peaks. Why does Cole Street dead-endsat the base of a rocky cliff while Stanyan and Shrader dead-end at a two-block street that goes from a hike/bike trailhead at Sutro […]

Will SF Bay Area Housing Prices Drop?

September 14, 2022

Everyone has been asking me what’s up with the market, will SF and bay area housing prices drop? While I have no crystal ball, this is what I know: Real estate is exceptional (unlike other goods), and real estate stats eventually reduce to the three basics of  how many, how much, and how long: How […]

Using Terrazzo In Your San Francisco Home

September 12, 2022

From venetians to victorians, terrazzo tile has been in and out of style more times than San Francisco has foggy days and bad press on Fox-aganda “news”. What is Terrazzo? Terrazzo tile is a low-maintenance material that is: A composite made from types of stone such as marble, granite, quartz, glass, and more… Held together […]