List of Assumable Loans in San Francisco

May 9, 2024

Hi there! You’ve read the NY Times article about assumable mortgages or something similar. You’ve read that they were last popular so long ago that most real estate agents don’t even know about them. And that there are vast pools of assumable loans out there, and that maybe you can make your next home more […]

What Buyers and Sellers Need to Know Now About the National Association of Realtors’ Settlement

March 22, 2024

What Just Happened? The National Association of Realtors (NAR) has entered into a proposed settlement agreement about real estate commissions. The proposed settlement agreement has not been finalized, but if it is, it will be a settlement of commission-related lawsuits. There are nationwide implications to these class action lawsuits known by a variety of names. […]

An SF Native’s Guide on 12 Things to Know Before Moving to San Francisco

March 19, 2024

San Francisco, nicknamed “The City by the Bay,” pulsates with a unique charm and dynamic culture unlike any other. Steep hills, iconic landmarks like the Golden Gate Bridge, and a vibrant mix of Victorian-era architecture and modern skyscrapers create a visually stunning backdrop to your daily life. Beyond the postcard image lies a diverse tapestry […]

Available Now! The “Realistic Guide To Buying A Home In San Francisco in 2024”

February 8, 2024

Let’s face it. 2023 was just a weird year in residential real estate. The Fed raised interest rates 11 times over the last two years, making potential mortgages and payments much more expensive. There continues to be a severe shortage of new housing being built. And it is very difficult to find available housing for […]

An SF Local’s Guide to the 14 “Best” San Francisco Neighborhoods

December 12, 2023

More than almost any other city, San Francisco is truly a “City of Neighborhoods”. And no matter how you count or define them, the number of neighborhoods will vary depending on who you ask.  When living in or moving to San Francisco, choosing the right neighborhood is one of the most important decisions you will […]

How Much is that Mello-Roos? A Comprehensive Guide on Mello-Roos in San Francisco Real Estate

November 30, 2023

If you are considering buying a home in San Francisco, budgeting for your monthly housing payment will include budgeting for property taxes. The primary determinant of your tax bill will be the purchase price of your property, which is taxed at about a rate of .0118%/year. A substantial addition to these bills for some homes […]

Can I Sell My ADU? Exploring the Newly Enacted AB 1033 Law

November 8, 2023

What do you do with your ADU? Until AB 1033 and AB976, you didn’t owner occupy them! Because they were already occupied by tenants or your in-laws, grandparents, or extended family or friends. Until now, accessory dwelling unit – aka efficiency flat, in-law unit, granny flat, or just plain ole ADU – occupancy has so […]

The Paperwork Around Trees in San Francisco

November 3, 2023

San Francisco loves its trees. And while we don’t have traditional “fall foliage” like the East Coast or Midwest, we do have an incredibly beautiful variety of tree species that you are unlikely to find in very many other American cities. Our diverse canopy of trees is crucial to The City’s ecosystem; they help manage […]

When an Escrow is an Impound Account

July 12, 2023

Escrow or Impound? Some loan scenarios require the buyer to have an impound account with their mortgage. These impound accounts are often also referred to as escrows or escrow accounts, but these escrows aren’t those escrows. For other loans, an impound/escrow account is an option. What is an impound account and should you get one? […]

San Francisco’s Secret Programs for First-Time Homebuyers

April 28, 2023

San Francisco is known for its high cost of living, particularly when it comes to housing. The city’s expensive housing market has been a major concern for years, and it’s not surprising that many people find it difficult to afford a home in the city. However, what many people don’t know is that San Francisco […]

Understanding Condominium & HOA Documents: A Buyers Guide

March 30, 2023

As real estate agents representing buyers of condos, stock cooperatives, tenancy-in-common shares, or similar properties, we have a duty to help our clients understand the obligations, assumptions, and health of the governing body, typically called the homeowner’s association (HOA). Reviewing the hundreds of pages of documents given to buyers during due diligence can be overwhelming and […]

Interior Bedrooms in Your San Francisco Home – The Pros and Cons

October 6, 2022

Meet the Interior Bedroom It’s pretty well known that real estate professionals; developers, builders, and agents can be optimistic and exuberant when marketing their properties. A layout I’d never seen in two decades debuted around 2015 at The Rockwell, a condo building in Lower Pacific Heights. Residence 901 was the first two-bedroom layout I’d seen […]