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No need to spend that much on your own luxury one-bedroom home, though. The currently listed most expensive luxury one-bedroom homes for sale in San Francisco are:

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And The Least Expensive? 
When viewing one-bedroom homes for sale, beware bargains that seem too good to be true. There are homes in San Francisco with deed restrictions because of the below market rate inclusionary housing program or because it is a Senior Development with a (legal) requirement that owners be over the age of 55.
One clue you’re looking at a listing for a BMR home in San Francisco? They often have “quirky” and precise to the dollar prices like $345,321 instead of the rounded to the nearest ten thousand approach of most Realtors. Best practice is to include that information in the listing description, but it doesn’t always happen. The best advice we can offer is read the marketing description thoroughly and review disclosures completely.
If you are thinking of a one-bedroom home as an investment, be sure to also verify that the building hasn’t reached a rental cap or have other restrictions that would impair your ability to rent the home.
The least expensive market rate one-bedroom home in San Francisco is currently:
 

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